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Contractors,
Cut Your 
Insurance Rates
By 50%!

Most Construction Contractors Are Paying Way Too Much!
Get a Fast Quote. 
Talk to a Live Insurance Expert.

CALL FOR A QUOTE

Our Lowest Price Promise

At Cal Commercial Insurance, we understand the unique needs of the construction industry. Our top priority is to provide construction contractors insurance that not only meets but exceeds your expectations. We value our clients and work hard to offer you the best insurance coverage at the lowest rates possible.

We only work with Contractors in the Construction Trades. Because we specialize, we know exactly which insurance carriers offer Insurance Rates that are up to 50% lower for most Artisan Contractors!

We are dedicated to being proactive in our approach. This means constantly seeking out better solutions to enhance the benefits of construction workers and construction business owners. Our commitment is to educate and protect you from hidden clauses and exclusions in insurance policies that can lead to denied claims.

Rest assured, your success is our success!

Call Us Today at (818) 924-2054 today for a Fast Quote!

Contractors We Work With

General Contractors
Plumbers
Engineers
Demolition Contractors
Concrete Contractors
Drywall Contractors
Flooring Contractors 
Renovation Contractors

Roofers
Electricians
Painters
Carpenters
Drainage Contractors 
Energy Contractors 
Framing Contractors
Kitchen Renovators

Tree Trimmers
Landscapers
Excavators 
Alarm Contractors
Driveway Contractors 
Fencing Contractors 
Insulation Contractors
Bathroom Renovators

Insurance Products


Artisan Contractors and Construction Trades Receive Rates Up to 50% Off!



General Liability

Different types of Contractors have different insurance needs for protection. Our Contractor specialists will tailor a liability and property solution to meet your unique business needs.


Workers’ Compensation

Workers’ Compensation is required by law for most employers, and often the highest of your insurance costs. We have strategies to help you lower your rates by 40%!


Commercial Auto

Commercial Auto covers vehicles used to conduct a service, transport goods, or haul tools and equipment. We have the best companies that give you the lowest rates.


Business Owner’s Policy

A Business Owner’s Policy bundles traditional property and liability protection into one form with optional “Add-Ons”. A qualifying contractor business gets much lower premiums!

Electrician Workers Comp

Workers’ Compensation

By law, most employers are required to provide coverage for lost wages and medical bills incurred as a result of on-the-job accidents or illnesses. 

For many Contractor businesses, Workers' Comp coverage is the largest part of its insurance expense, so we have strategies to help you lower your Workers' Compensation Insurance as much as 50%!

Call Now (949) 771-7731

Construction Insurance Risk Spectrum
Attention: Construction Contractors

Are you paying way too much for your California State Fund Workers Comp Insurance?

Were you told that State Fund is your ONLY option?

That might not be true!

Are you a Roofer, Tree Trimmer, Demolition Contractor, or do you work in high places or with explosives?

If not, you can be paying as much as 50% less for your Workers Compensation Insurance, compared to to what you're paying today with the CA State Fund!


Call or Text us Today at (949) 771-7731





Receive Up to 50% OFF
Contractors Workers Comp Insurance

GET A QUOTE

General Liability Insurance

Contractor's General Liability insurance is for residential & commercial builders, general contractors, specialty contractors, subcontractors, and owners of public or private construction projects.

Contractor General Liability Insurance is used to protect  against third party lawsuits caused from Bodily Injury or Property Damage incurred by the negligence of a Contractor's  Business or an employee while a construction job is ongoing or years after the project has been completed.

Coverage for damages to buildings under construction from various risks.

Tailored insurance solutions for all types of construction projects.

Painters Insurance

Business Owner’s Policy

A Business Owner's Policy (BOP) can make the insurance buying process easier. The BOP policy is often sold for a lower premium than the total cost of individual property and liability insurance policies. 

This policy can be a great choice for Artisan Contractors and Landscapers!


Call Us Today (949) 771-7731

Contact Us Today for a Complete Insurance Policy Assessment

CONTACT US

Commercial Auto

Cal Commercial Insurance has helped hundreds of happy California Contractors in the Construction Trades lower their Commercial Auto Insurance by as much as 40%! 

This policy protects against liability, collision, personal injury, and more. We can accommodate Contractors with just one vehicle or as many as one hundred vehicles.

We Understand the Stress of Insurance

Navigating the complexities of construction insurance can be overwhelming. Many contractors struggle with high premiums, hidden clauses, and the constant fear of denied claims, which makes it difficult to focus on what they do best: building and growing their business.

Lower Insurance Premiums

Our solutions can cut your insurance premiums by 50%, freeing up valuable resources for your business.

Comprehensive Coverage Options

We offer a wide range of insurance coverage options tailored to meet the specific needs of your trade.

Confused General Contractor

Don’t Let High Insurance Costs Ruin Your Business!

Cal Commercial Insurance knows exactly how to lower your rates 40% - 50%!

GET A QUOTE

Who We Are

California's Most Trusted Contractors Insurance Agency


Cal Commercial Insurance was founded to make a real difference for our client’s businesses. We pride ourselves on being responsive and knowledgeable while providing complete insurance solutions for Building Contractors and the Construction Trades.


We are Independent Agents in San Clemente, servicing the whole state of California. Being independent, we are free to choose the best carriers for your specific insurance needs. So we have chosen to only work with insurance carriers who love to insure Contractors! That way, we can save you up to 50% off your insurance rates elsewhere. 


We do not work for an insurance company, we work for you!

With over 15 years of specialized insurance services and a company focus on excellent customer service, we are fully committed to solving all your contractor's insurance needs. Contact us today at (818) 924-2054 to see how we can help!​​​​​

Kevin Walheim - Cal Commercial Ins

Kevin Walheim
President
We take great pride in delivering 100% client satisfaction every time!

Contact Us Today For A FREE QUOTE (818) 924-2054

Frequently Asked Questions

My insurance agent already got me the lowest rates. Why should I check with your agency?

Because we have specialized in the construction trades for over 15 years, we are current with exactly what's going on in that market, so we know exactly which carriers are offering the best rates for each trade, at any given time.

Shouldn't I wait until my insurance renewal to check rates?

Typically, we've been able to save our clients up to 50% off their previous rates they have elsewhere. In most cases, it makes sense to lower your costs immediately, instead of waiting for renewal.

Why should I should I work with an agency that specializes in the construction trades?

There are always new carriers coming in to the market with lower rates. We know about them first. We also have free federal programs available to help lower your workers comp rates, while providing free benefits for your employees.

Areas We Service

Insuring The Construction Trades In California

San Clemente 
Los Angeles   

Mission Viejo
San Juan Capistrano
Laguna Niguel
Laguna Hills
Laguna Beach
Long Beach
Dana Point
Ladera Ranch
Lake Forest
Anaheim
Irvine
Santa Ana
Pasadena
Santa Clarita
Riverside
San Bernardino
Orange County
Los Angeles County
Riverside County
San Bernardino County
San Diego County
State of California

Our company loves to give back and highlight opportunities in the local area. If you're looking for more information about local businesses and events in San Clemente, then check out the Chamber of Commerce at https://www.scchamber.com.

Address

806 E Avenida Pico suite i-266 

San Clemente
CA

92673


Email

kevin@calcommercialauto.com

Hours

Monday           8AM - 5PM

Tuesday           8AM - 5PM

Wednesday     8AM - 5PM

Thursday         8AM - 5PM

Friday               8AM - 5PM

Saturday                    Closed 

Sunday                       Closed